1· FinTech Growth & Innovation:
We interpret RBI/NBFC guidelines and create tailored compliance roadmaps. Whether it’s KYC/AML policies, fraud-risk frameworks or cybersecurity controls, we ensure your programs meet current standards. We have in-depth knowledge of RBI Master Directions, Basel norms, FEMA rules and more.
2· Digital Payments & Customer Trends:
We interpret RBI/NBFC guidelines and create tailored compliance roadmaps. Whether it’s KYC/AML policies, fraud-risk frameworks or cybersecurity controls, we ensure your programs meet current standards. We have in-depth knowledge of RBI Master Directions, Basel norms, FEMA rules and more.
3· Heightened Regulation & Enforcement:
Regulators are active. RBI’s latest enforcement wave and penalty data show strong oversight across banks, NBFCs and fintechs. Recent RBI policies – from stricter KYC/AML norms to governance mandates for cooperative banks – continuously raise the bar. For example, RBI’s new focus on ethical AI (‘FREE-AI’ framework) means financial institutions must govern their AI tools responsibly. We interpret these trends into actionable advice (e.g. updating AI governance in credit algorithms, ensuring digital lending apps meet RBI transparency rules).
4· Alignment with Global Standards:
Many clients face international benchmarks too – whether Basel III/IIA norms, IFRS 9 provisioning, or ESG and data-protection standards. Our industry analysis covers global best practices so you can integrate them where relevant. For instance, if global regulators emphasize integrated risk data or climate risk, we help you start building those capabilities ahead of time.
5· Segment-Specific Focus
Smaller banks and NBFCs face unique pressures (e.g. high compliance costs relative to size, while large private banks and fintechs lead in technology. We tailor insights accordingly. Whether it’s the path for a Small Finance Bank converting to a full bank, the co-op bank consolidation guidelines, or the next wave of digital lending regulations, our updates are always specific to your sector.